Ch. 7 Bankruptcy

Explore Your Options for Debt Relief

Chapter 7 bankruptcy is a type of bankruptcy that eliminates all unsecured debts and allows an individual to make a fresh financial start. Certain non-exempt assets may be sold off to settle debts with creditors. Chapter 7 bankruptcy puts an immediate stop to creditor harassment, wage garnishment, lawsuits and other collection attempts.

Not everyone qualifies for Chapter 7 bankruptcy. An individual must take a bankruptcy means test to determine if he or she qualifies for Chapter 7 bankruptcy. If it is determined that the your income is too high, or if another factor has led to ineligibility, you may still be able to file Chapter 13 bankruptcy.

However, if the majority of your debts are from businesses you do not have to take the means test.

If you are experiencing financial hardship, harassment from bill collectors or your wages are being garnished and are looking for a solution I can help you get the Fresh Start you deserve.

Call me anytime at (949) 836-0543 or send me a message below to schedule a Free Consultation so we can determine if you qualify to file for Chapter 7.